Saral Cash Credit

Saral Cash Credit

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Information about Saral Cash Credit Scheme

The Bank has launched “Saral Cash Credit Scheme” for its customers located within the jurisdiction of the Bank. The said scheme will empower the customers, to avail the said cash credit facility quickly and easily. The main points of the Saral Cash Credit facility is as under –

saral cash credit yojna

The main points of the scheme are as follows:
Maximum Loan – Up to Rs. 1 Lakh – which will be unsecured Interest Rate – 13% fixed
Applicant’s age limit – 21 to 65 years Term – For 36 months – Subject to review every year
Processing Charge – NIL (Till 31 December 2025) Interest Payment – Monthly basis – from 1st to 10th
Cash Credit Account with cheque book, mobile banking and internet banking facility. Savings Account with RuPay Debit Card, cheque book, mobile banking, and internet banking facility.
The applicant must own the immovable property, if not then it is necessary to take guarantor who holds own immovable property. There will be no charge for CIBIL report as well as no pre-closure charges.
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