FD RATES

Fixed Deposit

6.75%

Individual (365 Days)

7.25%

Senior Citizen (365 Days)

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    Current Account

    Current Account

    Current Account

    • Current Accounts are ideal for all your business transactions. Access your account anytime and make unlimited payments as per account holder profile.
    • Open a “Current Account” with GSC Bank (The Gujarat State Co-operative Bank Ltd.), which comes with an array of services & facilities at no extra cost.
    GSC Bank Current Account

    Eligibility

    • Current Account can be opened in the name of Individuals (except an illiterate, an undischarged solvent and a lunatic), sole proprietorship firm, partnership firms, private and public limited companies, HUFs, local body, club, society, associations, trusts, executors, administrators, liquidators etc.

    Features

    • Account can be opened with Rs.1000/- for individuals & Rs.5000/- for non-individuals
    • Free Net Banking Facility*
    • Free Mobile Banking Facility*
    • No Average Quarterly Balance Criteria.
    • Free SMS
    • Nil charges for RTGS, NEFT, IMPS, UPI
    • Extended time for Outward Clearing/Funds Transfer transactions
    • Personalized cheque book facility
    • Offering Personalized RuPay Debit Card with a host of features such as exclusive offers on shopping, restaurants, etc.,(in collaboration with RUPAY)*
      *T&C Apply

    Who can open a “Current Account”?

    • Individual – Single / Joint account
    • Sole Proprietorship firm
    • Partnership firm & LLP
    • Hindu Undivided Family
    • Private/Public Ltd Company
    • Trust, Club, Association & Society
    • Government / Semi-Government Bodies / Department

    Current Account - Privilege

    • Current Accounts are ideal for all your business transactions. Access your account anytime and make unlimited payments as per account holder profile.  Here is a unique offering for HNI clients.*
    • Open a “Current Account – Privilege” with us, which comes with an array of services & facilities at no extra cost.

    Eligibility

    • Current Account can be opened in the name of Individuals (except an illiterate, an undischarged solvent and a lunatic), sole proprietorship firm, partnership firms, private and public limited companies, HUFs, local body, club, society, associations, trusts, executors, administrators, liquidators etc.
    • Average Quarterly Balance (AQB) to be maintained minimum Rs.1,00,000/- to avail host of benefits under preferred category.

    Features

    • Free Net Banking Facility*
    • Free Mobile Banking Facility*
    • Free SMS
    • Free Passbook facility
    • Free Cheque Book facility

    * T&C Apply

    • Nil charges for RTGS, NEFT, IMPS, UPI
    • Extended cut-off time for Outward Clearing/Funds Transfer
    • Personalized cheque book facility
    • Offering Free Personalized RuPay Debit Card (Platinum) with a host of features such as a High Cash Withdrawal limit (through ATM) – Rs.50,000/- (Platinum Card) per day, for eligible category.
    • High purchase limit (POS) through Platinum Debit Card – Rs.1,00,000/- per day ( Per swipe limit of Rs.50,000/-)  for eligible category.
    • Other value added services offered such as 50% concession in processing charges relating to retail loans availed by account holder.
    • Most of the services being offered free of cost